Terms and Conditions

1. Acceptance of Terms

By accessing or using the Štedorix website or any related services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree to these Terms, you should not access or use the Service.

2. Description of Service

Štedorix provides AI-assisted data analysis and decision-support tools intended to help users evaluate investment opportunities and side-hustle ventures. The Service is provided for informational purposes and does not constitute financial, legal, tax, or professional investment advice.

3. No Financial Advice

Any reports, insights, projections, or recommendations generated through the Service are based on data inputs and automated analysis. They are provided "as is" and should not be relied upon as the sole basis for any financial or business decision. You are solely responsible for evaluating the risks associated with any decision made using information obtained from the Service, and we strongly recommend consulting a qualified professional before making significant financial commitments.

4. Eligibility

By using the Service, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

5. User Accounts and Submissions

Certain features of the Service may require you to create an account or submit information for analysis. You agree to provide accurate and current information and are responsible for maintaining the confidentiality of any account credentials. You are solely responsible for the accuracy and legality of any data you submit to the Service.

6. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law or regulation;
• Submit false, misleading, or unlawfully obtained data;
• Attempt to reverse-engineer, disrupt, or interfere with the underlying systems or infrastructure;
• Use automated means to scrape or extract data from the Service without prior written consent;
• Resell or redistribute outputs of the Service without authorization.

7. Intellectual Property

All content, software, design elements, and materials associated with the Service, excluding data you submit, are the property of Štedorix or its licensors and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works from any part of the Service without prior written permission.

8. Fees and Payment

Where the Service includes paid features, applicable fees will be disclosed at the point of purchase. Fees are non-refundable except as required by law or as otherwise expressly stated. We reserve the right to modify pricing with reasonable prior notice.

9. Third-Party Services

The Service may integrate with or reference third-party tools, data sources, or services. Štedorix does not control and is not responsible for the accuracy, availability, or practices of any third-party service.

10. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Štedorix does not guarantee that the Service will be uninterrupted, error-free, or that any analysis or output will be accurate or complete.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Štedorix and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Štedorix and its affiliates from any claims, damages, losses, or expenses arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or the Service.

14. Changes to These Terms

We may update these Terms from time to time. Material changes will be indicated by updating the "last revised" date on this page. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with applicable law, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts, as applicable.

16. Contact

If you have questions regarding these Terms, please reach out via the contact details provided on our Contact page.

Last revised: this document is a general template and should be dated upon final review and publication.